One flat routed fee
Apa is free when the customer pays the exact asset on your payout wallet's network, and a flat 1.5% when Apa has to route across assets or networks. The 1.5% is the complete Apa fee — no Apa surcharges, no separate Apa network fee, nothing added by Apa.
Exact match is free. Routed is a flat 1.5%.
The fee depends on whether the customer pays the exact asset and network of your payout wallet. Routed payments that need asset conversion or bridging use one standard 1.5% fee.
The customer pays the exact asset on your payout wallet's network. For example, they pay USDC on Solana and you keep USDC on Solana — no swap, no bridge. It settles on-chain with no hold or payout delay, and Apa charges nothing.
A different asset or network. The customer pays ETH on Ethereum but you want USDC on Solana. Apa finds a route, converts and settles your asset — for one flat 1.5% on the payment amount, with no surcharges.
A $240 routed payment, end to end
ETH on Ethereum routes to USDC on Solana. The 1.5% is the complete Apa fee; wallet gas still goes to the chain.
The fee is a flat $3.60. Apa adds no separate gas surcharge, bridge surcharge, provider surcharge or conversion surcharge; the customer's own wallet still pays network gas to the chain when signing.
On a direct payment — say USDC into your USDC-on-Solana wallet — the same $240 would settle with no Apa fee at all.
One standard routed fee
There is nothing to configure. Payments that match your payout asset and network stay free; routed payments use the standard flat 1.5% fee.
- Exact payout asset/network matches are free.
- Asset or network conversions use the standard flat 1.5% fee.
- The fee is handled inside the routed conversion path.
Fees FAQ
When exactly is a payment free?
When the customer pays the exact payout asset on your payout wallet's network. If the asset or network differs, Apa treats it as routed and charges 1.5%.
Is the 1.5% on top of the amount or taken out of it?
It is handled inside the routed conversion path. Direct payments stay free, and routed payments use the standard flat 1.5% fee.
Are there any extra costs on top of the 1.5%?
No extra Apa charge. There are no separate bridge, conversion or provider surcharges from Apa — the flat 1.5% on routed payments is the only Apa fee, and direct payments are free. The customer's wallet still pays normal network gas to the chain.
What about network gas — who pays it?
The flat 1.5% (or 0% on an exact-match direct payment) is Apa's fee. The customer's own wallet still pays the network gas on their payment transaction, exactly as it would for any crypto transfer — that goes to the blockchain, not to Apa. Apa adds nothing on top of it.
How is the 1.5% actually collected?
Within the conversion route. On a routed payment the fee is taken inside the route itself — deducted from the converted output before it reaches your wallet, so the customer pays the price you set. Apa never custodies the payment, only the routing fee. On an exact-match direct payment nothing is collected at all.
Are there monthly or setup fees?
No. There is no subscription, no setup fee and no minimum. You only ever pay the flat 1.5% on routed payments, and nothing on exact-match direct ones.
Free to accept. Flat 1.5% only when routed.
Create your first payment link or API checkout in minutes. Direct payments are free, routed conversions are flat, and Apa never holds your funds.