Convert any supported chain to your payout asset
Customers pay with the crypto they have; you receive the crypto you want. If they pay the exact asset on your payout wallet's network, it's a free direct settlement. If they pay a different asset or network, Apa quotes and executes a route to your payout asset — either way the payout lands in your own wallet, non-custodial throughout.
One payment, two possible flows
The path depends on whether the customer pays the exact asset and network of your payout wallet. Apa decides automatically and shows the customer the route before they sign.
- Direct: exact payout asset on your payout network, 0% fee
- Routed: different asset and/or network, converted on-chain, 1.5% fee
- Apa's routing engine picks the best path and falls back automatically
- The customer always sees the route and quote before signing
Same network. At most a cheap swap.
Bridge and swap, then settle.
What a routed payment actually does
Routing means converting from any supported chain — bridging across chains and swapping between assets, executed on-chain. Apa orchestrates the steps but never custodies the funds — your payout asset settles directly to your own wallet as the route completes.
Find the best route
Apa's routing engine evaluates the available paths and surfaces the best quote from the customer's asset to your payout asset.
Cross chains and convert
The route may bridge from one chain to another and swap between assets in a single signed flow.
Quotes don't last forever
Each quote has an expiry. If the customer waits too long, Apa refreshes the route before they sign so pricing stays honest.
Best route, price protected
Apa picks the best route and protects the price automatically. If the market moves too far, the transaction reverts rather than settling a bad price.
Routing is a flat 1.5%
Exact payout asset/network matches are always free. Routed payments carry a flat 1.5% Apa fee — charged only when a payment needs asset conversion or network routing. The fee is taken as part of the conversion route, never as custody of the payment.
The customer pays your payout asset on your payout wallet's network. No swap, no bridge. Apa charges nothing.
Charged when a payment needs asset conversion or network routing. A flat 1.5% Apa fee, with no extra surcharge added by Apa.
Routing FAQ
Who chooses whether a payment is routed?
Apa does, automatically. If the customer pays the exact payout asset on your payout network, it's direct. A different asset or network is routed.
What happens if no route can be found?
Apa automatically tries every available path. If the pair simply can't be routed, the customer is prompted to pick a different asset to pay with.
What if the quote expires before the customer pays?
Apa refreshes the route and re-quotes before signing, so the customer never commits to stale pricing.
Are there extra costs on top of the 1.5%?
No extra Apa charge. There are no separate bridge, conversion or provider surcharges from Apa. The customer's wallet still pays normal network gas to the chain when signing.
Let Apa find the cheapest path
Create your first payment link or API checkout in minutes. Direct payments are free, routed conversions are flat, and Apa never holds your funds.